Cross Border Payment: How to use Wire Transfer using Wells Fargo bank

On your Wells Fargo Account you can navigate under the “Transfer & Pay” Tab and transfer money.

We understand that cross-border transactions in volume have high transaction fees for current retail-tailored payment gateways like PayPal, Stripe, etc. For transactions more than $13000 USD, we recommend our customers go through your online or local bank account in the country you are residing and initiate a wire transfer.

The benefit of going the route of wire transfer is that the transfer fee is constant no matter the volume.

  1. Navigate on Transfer & Pay
  2. Click on Transfer Money
  3. Add Recipient by locating the recipient country, for our case it is Philippines
  4. For the account type, choose Business. You may message us for detailed bank details.
  5. Fill in our company registered name
  6. Fill in our Bank’s SWIFT code
  7. On the Send Money, ensure that you are sending the money to the correct registered business name
  8. Set the amount currency in USD
  9. Input the invoice amount in USD
  10. On the memo, fill in the invoice reference number for bank validation and tracking

  11. Click continue and finish it. It should be on its way to your recipient within 2-7 days.

    Step 1 How to use Wire Transfer using Wells Fargo bank: Transfer & Pay tab

    Step 2 How to use Wire Transfer using Wells Fargo bank: Location of recipient bank

    Step 3 How to use Wire Transfer using Wells Fargo bank: Fill in recipient details

    Step 4 How to use Wire Transfer using Wells Fargo bank: Fill in invoice details

    Have a Chase Bank? You can learn how to wire transfer using Chase Bank here.